Michael "Mick" Simmons is the owner, and president. As a licensed independent Investment Advisor Rep. with Cambridge Investment Research, Inc., we have no proprietary products. So, every client gets a custom plan based upon their wants, and needs. Mick does meet with every client one on one to listen to their thoughts, and desires. The steps go like this:

1. The initial planning session is a personal meeting with Mick and client(s) to get to know each other, and to gather information about their situation. 
2. Mick then lays out a custom plan based upon their desires. We will talk about your investment goals, time frame, and risk tolerance. My goal is to help you get to where you want on a financial level. There are no "cookie cutter", or "all in one" investment plans used.
3. We will look at those personal needs, and planning, through the proper investment product use. Mick personally will discuss all the reasons to follow a plan.
4. Required paperwork, and time frame is explained to make the change to Simmons 1 Financial as easy as possible.